Trust The Panda operates this website and all related digital services, including the Panda Assist AI chat widget, online quote tools, and communication channels. By accessing or using our site, you agree to these Terms & Conditions.
If you do not agree, please discontinue use of our website and services.
You may use our website only for lawful purposes and only in compliance with these Terms. You agree not to misuse, interfere with, or attempt to disrupt the website, systems, or any connected network.
Our services are intended for individuals residing in the United States who are seeking personal or commercial insurance information or coverage.
All quote information displayed or delivered through the website, including via our Panda Assist AI, is informational and non-binding.
Insurance quotes may change based on:
A quote does not guarantee coverage until a policy is issued by the carrier and required payments are completed.
The Panda Assist chat widget is designed to simplify communication and collect required information for insurance quoting.
By using Panda Assist, you agree that:
Panda Assist does not issue coverage, bind policies, or make underwriting decisions.
By submitting information on our website, you authorize us to contact you through:
This includes follow-ups regarding quotes, renewals, policy servicing, or questions related to your request. You may opt out at any time by replying “STOP” to text messages or contacting us at info@trustthepanda.com
You agree to provide accurate, complete, and truthful information when using our website, forms, quote tools, or Panda Assist AI.
Incorrect or incomplete information may result in:
All content on this site, including our branding, logo, panda mascot, illustrations, graphics, copy, layouts, and all Panda Assist–related assets, is the property of Trust The Panda and protected by copyright and trademark laws. You may not copy, reproduce, redistribute, or use any materials without written permission.
We work with multiple insurance carriers, technology partners, and service providers.
We do not control, endorse, or guarantee the services or decisions made by third parties, including underwriting outcomes, policy approvals, pricing, or claim results.
Your relationship with an insurance carrier is subject to the carrier’s policy terms and disclosures.
We aim to keep our website functioning smoothly, but we cannot guarantee:
We may update the website, layouts, features, or Panda Assist functionality at any time.
To the fullest extent permitted by law, Trust The Panda is not liable for:
Your use of the website is at your own discretion and risk.
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information, including data collected through Panda Assist and third-party analytics.
Please review our Privacy Policy for full details.
These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.
We may update these Terms from time to time.
When changes are made, the updated version will be posted here with a revised effective date.
Continuing to use the website after changes means you accept the updated Terms.
For questions or concerns about these Terms, please contact us:
